How Does Your Credit Rate?
Credit Grade Calculator
Mortgage / Home Equity Loan (Number of late payments in past 12 months)
Installment Loans / Revolving Credit (Number of late payments in past 12 months)
* This is an approximate rating. Different lenders may grade you somewhat higher or lower, depending on their internal underwriting requirements. Also, the elements which influence your credit rating are often subject to interpretation. There may be mitigating factors, such as a layoff for example, which are not likely to reoccur.
|Real Estate Foreclosure|
|Creditor Judgements against you|
|Collections or Wage Garnishments|